Jeff Cruz NMLS #225971

Call/Text: (210) 422-7613

Jeff is our guy! Worked with Jeff for many years .. …your satisfaction is his #1 priority.

Even though he’s a “branch manager” he’s still just a text or call away anytime… i recommend him with no hesitation. You get 5 golden stars from me sir …. Thank you!!!

P.s he’ll hand deliver you a plant picked from his personal garden at closing… haha that’s awesome

Jacob Alfaro – Repeat home buyer

Jeff Cruz and his team were amazing. They always answered every question I had and explained everything very well. I loved how his team always kept me up to date on the status of my purchase.

Tillie Willborn – Retired

I would like to thank you and your team for the great service you all did for me and my family. We really appreciate the time and personal attention you all took to make this dream of ours a reality. You guys really simplified what would have been a confusing process. I would not hesitate to recommend future home owners your way.

Thanks again,

Mendoza Family

Jerry Mendoza – Equipment Operator

The Power Of Owning vs. Renting

The net worth of a homeowner is over 44 times greater than that of a renter…

Pre-Qualification vs. Pre-Approval

Pre-qualification is the first step in your loan approval process.  This includes a verbal review your income, employment and assets as well as pulling a current credit report…

The Importance Of Working With A Realtor

5 Reasons to love using a Real Estate Professional: paperwork, experience, negotiations, pricing, understanding of current market conditions…

What To Expect From Your Loan Officer

Your loan officer is your team leader in the mortgage process…

What You Need To Know About The Mortgage Process

What you will need to qualify in today’s market: down payment, income verification, credit history, impartial third-party appraisal, stable income…

The Cost Of Waiting

The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time…

Schedule RSVP

Realtor Classes

Join us for our Continuing Education Classes and Lunch Workshops

Home Buyer Seminar

Join us for our Home Buyer Seminar on 2nd Wednesday every month

FICO Management Workshop

Join us for our FICO Management Workshop on 4th Wednesday every month

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Ausgefertigt aufgrund des beschlusses des senats der westfälischen hilfe bachelorarbeit wilhelms-universität vom 01.